body,td,.bottom{font-family:centaur,verdana,arial,sans-serif;font-size:11pt;letter-spacing: 1pt;}


.fl{float:left;margin-right:10px;margin-bottom:5px;}
.fr{float:right;margin-left:10px;margin-bottom:5px;}
p {
  text-indent: 1.5em;
  margin-top: 0 }
h1,h2,h3,h4,h5,h6    { color: #000066 }
.testimonial    { color: #000066; font-style: italic; font-weight: bold }
.testimonial    {text-align:right;margin-bottom:28px;}
.listtext { letter-spacing: 1pt }
li { letter-spacing: 1pt; padding-bottom: 10px }
.faqheadline    { color: #000066; font-size: 1.1em; font-weight: bold }
a:link, a:visited    { color: #000066 }
 a:hover       { color: #000066; text-decoration: none }
 .main {padding-left:12px;padding-right:12px;padding-top:4px;padding-bottom:12px;}
 .small{font-size:10pt}
.brd {
border:solid 4px #000;
}
table{border-collapse:collapse;border-spacing:0;}